The allocations for May differ between the original approach and my modified version:
|S&P 500 (SPY)||38%||27%|
|MSCI United Kingdom (EWU)||—||53%|
|Emerging Markets (EEM)||11%||20%|
|US Bonds (TLT)||51%||—|
Not only is the modified version fully in stocks, it also has a full 20% in the emerging markets.